If you would like a comparative online life insurance quote from the top insurers in the uk who not only give top levels of cover but also extremely competitive quotes please try our free no obligation service, from here you can obtain quotes,print key features documents,even download a proposal,of course a qualified adviser from Assetguard is always available to help or advise on any aspect before,during or after arranging your insurance policy.Our term life insurance rates are made affordable by deeply discounting the premiums,you may find that we can offer you the same levels of life protection that you are currently enjoying but at a lower price.A simple online quote form will tell you how much you can save by allowing Assetguard to help arrange your term life insurance,family income benefit or mortgage life insurance.

for a cheap and affordable life insurance quote comparing the major uk providers.

Term life insurance will pay out a tax free lump sum to the dependants of the policyholder in the event of their death or in the case of family income benefit as a regular income,benefits are payable if death occurs within the term(number of years) of the policy. This life cover can be used to protect the financial losses associated with the loss of the breadwinner or to help pay for domestic help ,childcare ETC.Other common uses of term life insurance are when you take out a large loan (mortgage) to ensure that the mortgage is repaid if anything were to happen to you,not to be confused with mortgage payment protection insurance (MPPI) see Unemployment/Disability

There are many types of term life insurance

TERM LIFE INSURANCE- This insurance will provide a lump-sum benefit if death occurs within the term of the policy.The benefit amount and duration of the cover(term) is chosen by you.This life insurance can be arranged on a single life or joint life basis.

MORTGAGE PROTECTION- Life insurance designed to protect the amount outstanding on a repayment mortgage.The benefit received will gradually reduce over the term of the policy and is therefore cheaper than a level term insurance policy.

FAMILY INCOME BENEFIT- Life insurance which will pay a regular amount on death of the insured up untill end of the term.The annual benefit and duration of policy is chosen by you,because the potential benefit reduces over the term this life insurance can prove to be cheap and can ensure that a regular benefit is paid to your dependants.

A popular inclusion within many life insurance plans is Critical illness cover this type of insurance can also be arranged on its own.

Indexation of benefits is a useful means of protecting the life insurance sum assured against inflation,with this option both the sum assured and regular premium increase, usually in line with RPI.

Waiver of premium is available which will continue to pay the life insurance premium if you are unable to work due to illness or disability.